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Basic knowledge of land ownership in Hong Kong
Am I holding a Government lease while owning a flat in a multi-storey building?
What are the different ways of owning a property? What is sole ownership and what are joint tenants and tenants-in-common?
I am not the "registered owner" (my name is not written on the title deed of the flat which has been registered in the Land Registry) but I have paid part or all of the purchase money of the flat. Do I have a say in matters concerning the property? For example, can I prevent the "registered owner" from selling the property?
Services provided by estate agents (with an overview of sale and purchase procedures)
I want to sell my flat. What services can I expect from an estate agent?
As a vendor, must I sign an estate agency agreement when I ask an agent to help me sell my flat?
Can the same agent serve both the vendor and the purchaser?
Do I pay less commission if the same agent serves both the purchaser and me (the vendor)?
I want to buy a flat. What services can I expect and what information can I obtain from the agent who shows me a flat?
As a purchaser, must I sign an estate agency agreement when I ask an agent to show me a flat?
Do I pay less commission if the same agent serves both the vendor and me (the purchaser)?
What happens if I sign a 'Form 4' with an agent who shows me a flat, and later, I buy the flat through another agent or directly from the vendor?
What if I sign a 'Form 4' with an agent who shows me a flat, and later, someone related to me (e.g. my spouse) buys the flat through another agent or directly from the vendor?
Where can I go to make a complaint if I am not satisfied with my estate agent?
Before I buy the flat, I find out that my agent gave me false information or he forgot to tell me some important information about the flat. Can I terminate the provisional agreement and sue my agent (and his employer) for compensation?
When an estate agent is acting on behalf of a developer, is the agent allowed to accept any money, whether described as a deposit or not, from a prospective purchaser without the developer's authorization?
Provisional sale and purchase agreements
I want to purchase a flat. What should I do before I sign the provisional sale and purchase agreement and pay the initial deposit?
When the property is sold with an existing tenancy, what should the purchaser and the vendor be aware of?
What are the usual terms that would be contained in the provisional sale and purchase agreement?
Should the provisional sale and purchase agreement be stamped and registered?
What should a purchaser be aware of if there is an existing mortgage on the flat before he/she signs the provisional sale and purchase agreement?
If a purchaser intends to buy a flat over which there is a negative equity (the purchase price to be paid cannot fully offset the outstanding mortgage loan), how can the purchaser deal with the risk?
What should a purchaser do if a mortgage is needed?
Can a purchaser re-sell the property after signing the provisional sale and purchase agreement?
Formal sale and purchase agreements
What are the usual steps for signing the formal sale and purchase agreement and paying the further deposit?
I (as a purchaser) signed the provisional agreement but I want to add my spouse's name or my parents' names into the subsequent formal agreement. Can I do that?
If I want to sell or transfer my flat to a member of my family or a relative, what should I be aware of?
How much stamp duty is payable for the sale and purchase agreement for the property?
Is there any difference between 'residential' and 'commercial' properties as far as stamp duty is concerned?
Under what circumstances can the purchaser apply for deferring payment of stamp duty?
Should the sale and purchase agreement for the property be registered at the Land Registry? How much is the registration fee?
How much will I have to pay the solicitor for a property transaction? Is there a fixed scale?
Consequences of breaching the sale and purchase agreement
If one party commits other wrongful acts, e.g. the vendor broke a small window in the kitchen, can the other party terminate the sale and purchase agreement or claim for compensation?
Completing the sale and purchase transaction
If there are some "new expenses" (e.g. repair costs for the relevant building) come out after the parties signed the formal sale and purchase agreement but before the completion day, should the vendor or the purchaser bear these expenses?
Sale and purchase of Home Ownership Scheme (HOS) flats
Sale and purchase of property under construction
Sale and purchase of property under construction is governed by either the "Consent Scheme" or the "Non-Consent Scheme". What are the differences between these two schemes?
If the developer/ vendor fails to complete the building and hand over the flats to the purchasers on time, can the purchasers terminate the agreement and sue for compensation?
Deeds of Mutual Covenant and Owners' Corporations
What are the functions of the Owners' Corporation and the building manager?
How to set up an Owners' Corporation?
Case illustration
Related Websites
Sale & Purchase of Property (Real Estate)
Basic knowledge of land ownership in Hong Kong
The estate agents' services (with an overview of the sale and purchase procedures)
Provisional sale and purchase agreement
Formal sale and purchase agreement
Consequences of breaching the sale and purchase agreement
Completing the sale and purchase transaction
Sale and purchase of Home Ownership Scheme (HOS) flats
Sale and purchase of property under construction
Deed of Mutual Covenant and Owners' Corporation
Case illustration
Note:
In the following explanations:
"Vendor" refers to the owner who is selling the property
"Purchaser" refers to the person who is buying the property
Updated on 24 April 2007
