Personal Injuries
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For a fatal claim

a)         Funeral expenses

b)         Damages for bereavement, currently HK$220,000

c)         Loss of dependency by dependants (if any), such as the deceased's children, spouse and parents.  This is calculated with reference to the actual income and expenditure of the deceased's household, taking into account the age of the dependants.

d)         Loss of accumulation of wealth

    This is assessed with reference to the value of the estate of the deceased as of his death and the value of the estate but for the accident had the deceased died naturally.  The calculation is also made with reference to any savings plan, or the likelihood of savings, had the deceased died naturally.

e)         Loss of services

    This claim is principally made by the surviving spouse and is based on the surviving spouse's evidence that the deceased had assisted in the household work, such as cooking and taking care of the children.  An award of this kind will be made if the surviving spouse can prove that the dependants (children or other family members) have suffered a financial loss of the gratuitous services rendered by the deceased spouse, which would have continued had he/she still been alive.  An example would be having to spend money to hire a domestic worker to handle the household work formerly undertaken by the deceased.

f)          Other special damages (miscellaneous expenses)

    Other claims may include, for instance, damage to property such as the vehicle the deceased was driving at the time of the accident and any related medical expenses.

g)         Interest on the above damages

h)         The claimant's legal costs